We believe one important factor when planning for your retirement is knowing how much money you will need during your retirement years, but did you know that according to the U.S. Department of Labor,
fewer than half of all Americans have calculated how much money they’ll need in retirement.
Source: http://www.dol.gov
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Looking at listings of managers ranked by their three-, five- or 10-year returns provides little insight into future
performance. Some investors learn about the latest “hot” fund or stock and sell their current holdings to
buy it. This isn’t a consistently reliable method of investing. Learn how investment decisions based on past
performance alone can be a mistake.
Social Security: Know Your Options
Knowing when and how to claim your Social Security retirement benefits can be confusing and sometimes overwhelming. Make sure you ask questions and more importantly, make sure you understand the answers. A few things to consider:
of people surveyed receiving Social Security Benefits, said it accounts for at least 50% of their income.
Source: “Longevity Risk and Reward for Middle-Income Americans,” Bankers Life and Casualty Company Center for a Secure Retirement, in conjunction with the Boomer Project.
